| Financial Services - Hire Purchase and Lease Finance | Hire purchase financing, lease finance, and debt recovery services. | Legacy presence with focused expertise in debt recovery and a disciplined risk management framework. | Individual investors and corporate borrowers (B2B and B2C). | Recovery and settlement activities yield higher margins compared to new financing. | 7 | 100 | Interest income from financed portfolios and recoveries from past dues and debts. | Primarily interest-based financing and one-time recovery settlements. | Improved recovery rates, cost control, regulatory adherence, and focus on core debt settlement business. | |