| Financial Services - NBFC Lending | Secured loans to micro and small enterprises; green loans for electric 3W and small 4W commercial vehicles. | Focused niche lending with underwriting expertise, exclusive OEM tie-ups, digital loan processing technology, and geographic concentration in high growth corridors. | B2B and B2C - small businesses, logistics operators, electric vehicle buyers in Tier 2-4 Indian cities. | Secured green loans to EV buyers exhibit higher margins supported by OEM partnerships. | 3 | 100 | Interest income from loan disbursals, processing fees, syndication commissions. | Interest-based lending with secured collateral; competitive rates aligned with NBFC standards. | Growing demand for inclusive credit, EV market expansion, OEM partnerships, RBI regulatory support for NBFC-ICC category. | Mantra Secured Business Loan, Mantra Secured Green Loan |
