| Finance | Various loan products including gold loans, business loans, and credit services. | Strong risk management, growing capital base, and regulatory compliance ensure trust. | Retail and SME borrowers (B2C and B2B). | Gold loans and SME lending yield higher margins. | 8 | 16 | Interest income and loan processing fees primarily from retail and SME clients. | Interest rates based on credit profile; fees for loan processing. | Increasing demand for credit, expanding loan book and branch network. | |
| Renting of Movable Assets | Leasing and renting of machinery and movable assets. | Established client relationships and asset expertise. | Businesses requiring short to medium-term asset rentals (B2B). | Leasing premium assets with low default risk. | 14 | 28 | Rental income and leasing fees. | Fixed rental contracts and usage-based leasing models. | Demand for equipment leasing and asset financing growth. | |
| Broking | Stock and financial brokerage services. | Integrated financial services ecosystem. | Retail investors and traders (B2C). | High volume trading clients. | 13 | 26 | Brokerage commissions on transactions. | Commission per trade. | Rising retail participation in markets and digital trading platforms. | |
| Construction | Construction services and related activities. | | Real estate developers and infrastructure projects. | | 14 | 28 | Project contracts and milestone-based payments. | Contractual payments. | Infrastructure development and real estate growth. | |
| Marbles | Marble supply and processing services. | | Builders, contractors, and retailers. | | 24 | 48 | Sales of marble products. | Direct sales with volume discounts. | Construction sector demand for quality marble. | |
| Logistics | Logistics and transportation services. | | Various industries needing transport solutions. | | 32 | 64 | Freight charges and logistics service fees. | Contractual and usage-based charges. | Growth in trade and supply chain demand. | |
