| Lending and Financing | Loans and advances to retail customers, SMEs, and commercial enterprises | Regulatory compliance, diversified portfolio, experienced management, RBI registration as NBFC | Retail and SME customers, commercial clients (B2B and B2C) | Retail and SME loan segments provide higher margins | 29 | 100 | Interest income from lending and financing operations | Interest-based lending with structured repayment terms | Growing demand for credit among SMEs and retail sectors; expansion of loan portfolio | Retail Loans, SME Loans, Commercial Loans |
