Lead Financial Services Ltd (LEADFIN) Share Price & Fundamentals

What we do

Lead Financial Services Limited is a non-deposit taking NBFC providing diverse loan products and financial services in India, focused on retail and institutional clients.

Founded in

1,993

Market share

A base layer NBFC with a modest market presence in the financial services sector.

Problem solved

Offers accessible financing solutions and financial services to underserved retail and business customers.

Top clients or who we serve

Retail borrowers, small businesses, and institutional clients across India, operating primarily as a B2B and B2C entity.

Key management

Mr. Padam Chandra Bindal (Non-Executive Chairman) and senior independent directors with strong governance focus.

Our journey and innovations

Incorporated in 1993, renamed in 2003, registered as NBFC in 2006, compliant with Reserve Bank of India's scale-based regulations.

Where we operate

Operations concentrated in India with regulatory compliance under RBI guidelines.

Top products or what we offer

Loan products including personal and business loans, and various financial advisory and services through subsidiaries.

Top brands

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Raw materials needed

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Raw materials supplier

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Recurring vs cyclical contribution

Revenue primarily from recurring financial services and interest on loans.

Our industry position

NBFC-ND-NSI base layer player with regulated compliance, moderate asset base and prudent financial management.

Financial highlights

Fiscal 2024-25 revenue of Rs. 63.20 lakh; net profit of Rs. 16.29 lakh, reflecting stable earnings amidst modest scale.

Geographical revenue split

Revenue primarily from Indian markets; no international revenue reported.

Order book

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Whats driving growth

Growth driven by expanded loan portfolio, adherence to RBI norms, and focus on financial services innovation.

Our future plans

Maintain regulatory compliance, strengthen asset quality, and explore growth opportunities within NBFC sector.

Our green promise

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Our people and values

Small employee base fostering professional integrity, compliance, and a customer-centric approach.

Key challenges ahead

Managing credit risk, regulatory changes, and sustaining profitability in a competitive NBFC landscape.

Interesting facts

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Risks and strategy

Focus on risk management, internal controls, strict compliance, and transparent governance to mitigate financial and operational risks.