| Financial Services - Leasing and Hire Purchase | Leasing and hire purchase finance primarily for machinery, trucks, vehicles; also bills discounting and consultancy. | Established regional presence with strong SME relationships, regulatory compliance, and diversified loan offerings. | SMEs and individuals seeking loans for business vehicles and equipment (B2B and B2C). | Leasing and hire purchase financing of vehicles enjoys higher margin contributions. | 2 | 100 | Interest income, fees from financial products and services. | Interest rates ranging from 16% to 20%, customized loan structures. | SME sector growth, vehicle financing needs, and regional economic development. | |
