K Z Leasing & Finance Ltd (KZLFIN) Share Price & Fundamentals

What we do

K Z Leasing & Finance Ltd is a Gujarat-based non-banking finance company providing leasing, hire purchase, bills discounting, investment, trading, and consultancy services primarily to SMEs and individuals.

Founded in

1,986

Market share

Established presence in Gujarat via multiple branches; niche SME finance provider with competitive interest rates between 16% and 20%.

Problem solved

Offers customized and flexible loans aiding SMEs and individuals to acquire vehicles and machinery to promote economic growth and job creation.

Top clients or who we serve

Small and Medium Enterprises (SMEs), individuals requiring two/three-wheeler vehicle finance; B2B and B2C segments.

Key management

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Our journey and innovations

Incorporated in 1986; went public in 1991, IPO in 1995; consistently expanding service offerings within Gujarat.

Where we operate

Operates chiefly in Gujarat with branches in Vijapur, Visnagar, Mehsana and Surat.

Top products or what we offer

Leasing and hire purchase finance for machinery, trucks, two and three-wheelers; bills discounting, trading, and consultancy services.

Top brands

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Raw materials needed

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Raw materials supplier

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Recurring vs cyclical contribution

Revenue mainly recurring through interest income on financing products.

Our industry position

Niche regional NBFC focusing on SME vehicle and equipment financing with stable local market presence.

Financial highlights

FY 2024-25 revenue Rs. 2.33 crore; net loss Rs. 0.19 crore after prior year profit of Rs. 0.72 crore; conservative financial management.

Geographical revenue split

Entire revenue generated from Gujarat state.

Order book

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Whats driving growth

Demand for SME vehicle finance, expanding branch network, and customized loan products drive growth.

Our future plans

Exploring new avenues for business growth and enhanced customer reach within current regional footprint.

Our green promise

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Our people and values

Committed to ethical business conduct, employee safety, and adherence to regulatory compliance.

Key challenges ahead

Managing profitability during financial headwinds and ensuring sustainable growth amid competitive NBFC segment.

Interesting facts

Company has consistently paid dividends in past but withheld for the current year to conserve resources.

Risks and strategy

Mitigates risks via robust internal controls and diversified finance offerings targeting SMEs and individuals.