What we do Onemi Technology Solutions Ltd is a tech-enabled digital lending platform offering swift personal and business loans across India via its mobile app and partnerships. |
Founded in 2,016 |
Market share Strong presence with a scalable cloud-hosted lending platform and diversified large customer base in India. |
Problem solved Provides accessible, personalized credit solutions for various consumption and business needs through tech-driven underwriting and risk management. |
Top clients or who we serve Retail consumers and small businesses across India through digital channels and offline partnerships; primarily B2C with some B2B alliances. |
Key management - |
Our journey and innovations Founded in 2016, Onemi evolved from private to public limited company in 2025, pioneered loans against property in FY 2024, built ML-driven risk and credit workflows. |
Where we operate India |
Top products or what we offer Digital loans via mobile application, loan against property, and partnership-based lending services. |
Top brands Kissht - a technology-enabled lending brand offering digital loans and credit products across India. |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Recurring revenue primarily from interest on loans and continuous lending operations. |
Our industry position Noted for technological innovation and expansive customer acquisition, growing assets under management to Rs 40,866 million. |
Financial highlights FY 2025 revenue: Rs 1352.49 crore; net profit: Rs 160.62 crore; robust growth in assets under management. |
Geographical revenue split 100% revenue generated from India. |
Order book - |
Whats driving growth Growth driven by digital adoption, multi-channel customer acquisition, ML-driven risk assessment, and new product launches like loans against property. |
Our future plans Planning an IPO to raise Rs 1000 crore via fresh equity and offer for sale to support expansion and product development. |
Our green promise - |
Our people and values - |
Key challenges ahead Managing credit risk amidst digital lending growth and maintaining scalable funding sources. |
Interesting facts - |
Risks and strategy Risks include credit defaults and market competition; mitigated by data-first architecture and diverse funding. |
