| B2B | Diesel and alternate fuel engines, industrial gensets, marine engines, defense applications, large institutional power solutions. | Strong brand equity, technological licensing agreements, extensive service network | Industrial clients, power utilities, marine and defense sectors, large commercial enterprises | High horse power gensets and defense segment engines | 4481 | 71 | Sales of engines and gensets, service contracts, and licensing | Direct sales with service and maintenance contracts | Industrial growth, defense contracts, alternate fuel adoption, export market expansion | OptiPrime gensets, K-1080 engine series, Kirloskar Shakti alternators |
| B2C | Farm mechanization products, portable diesel gensets, petrol-kerosene pump sets, agricultural engines | Strong rural distribution, trusted brand in agriculture | Agricultural sector, rural consumers, retail customers | Portable gensets and high discharge pump sets | 1087 | 17 | Direct sales, dealer networks, after-sales service revenue | Retail sales with aftermarket parts and service | Agricultural demand, farm mechanization trends, rural electrification | KOEL Chhota Chilli portable diesel gensets, water pumps |
| Financial Services | Structured term financing, retail and corporate lending, advisory and syndication services | Technology-driven credit assessment, specialized management team | Corporate clients, MSME, real estate, retail loan customers | Retail loan portfolio growth | 780 | 12 | Interest income, loan syndication fees, advisory fees | Interest-based and fee-based income streams | Credit demand in MSME and retail sectors, digital onboarding initiatives | Arka Fincap Limited, Arka Financial Holdings |
