| Financing and Investments | Investment management, share and securities trading, mutual funds, venture capital, loan and financing services. | Strong capitalization, regulatory compliance, established market presence, diversified investment portfolio. | B2B and B2C clients including institutional investors and retail customers. | Long-term investments and structured loans provide higher margins. | 92 | 82 | Income primarily from interest on loans, capital gains and dividends from investments. | Predominantly interest and fee-based revenue; long-term investment gains. | Capital market performance, expanded loan portfolios, regulatory environment favorable to NBFCs. | |
| Trading | Trading in shares and securities, brokerage services, and capital market activities. | Experienced trading desk and integration with investment arms. | Retail and institutional investors. | Proprietary trading and brokerage. | 21 | 18 | Brokerage fees and trading gains. | Transaction-based revenue model. | Liquidity in markets and investment demand. | |
