What we do KIFS Financial Services Ltd is a non-deposit taking NBFC offering capital market finance products such as margin trading, loan against shares, and IPO funding for retail investors. |
Founded in 1,995 |
Market share Established NBFC with focused presence in capital market lending segment, servicing retail investors primarily in India. |
Problem solved Provides access to financial resources for retail investors underserved by banks, facilitating investment in capital markets and primary market funding. |
Top clients or who we serve Retail investors seeking capital market financing solutions; B2C-focused financial services. |
Key management Rajesh Parmanand Khandwala (Managing Director) with over 3 decades of leadership in financial services. |
Our journey and innovations Since 1995, evolved from traditional NBFC to focused capital market financier planning investment advisory services; navigated regulatory and market shifts including GST implementation. |
Where we operate Primarily operates across India with nationwide reach via Bombay Stock Exchange-listed shares. |
Top products or what we offer Loan against shares, margin trading funding, IPO/FPO application financing for retail investors. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue mainly from interest and financing fees, largely recurring with some cyclical dependency on capital market activity. |
Our industry position Recognized mid-sized NBFC in capital market finance with stable profitability and compliant regulatory status. |
Financial highlights FY 2024-25 revenue Rs 33.16 Crore, net profit Rs 8.07 Crore, EPS Rs 7.46, with 13.3% net profit growth despite 37.5% revenue decline. |
Geographical revenue split Revenue primarily from Indian market, with no significant foreign operations. |
Order book - |
Whats driving growth Growing retail participation in capital markets and company’s planned expansion into investment advisory services. |
Our future plans Entry into investment advisory business and enhanced financing offerings to retail capital market investors. |
Our green promise - |
Our people and values Strong board governance, focus on ethical conduct and compliance; workforce culture committed to transparency and investor protection. |
Key challenges ahead Market volatility impacting financing demand, regulatory changes for NBFCs, and competition from banks and fintech. |
Interesting facts Listed on Bombay Stock Exchange, zero deposit acceptance, and focus on secured lending to minimize risk. |
Risks and strategy Mitigates credit risk by lending primarily against secured shares; maintains regulatory compliance and internal controls. |
