| Financial Services | Retail and SME loans, investment banking, share brokerage, securities sales, and deposit acceptance. | RBI registration, diversified lending portfolio, extensive local presence, and compliance with regulations. | B2B and B2C including retail customers, SMEs, and institutional investors. | Investment banking and brokerage services tend to have higher margins. | 59 | 100 | Interest income from loans, brokerage and commissions from securities, dividends from investments. | Interest-based lending, commission and brokerage fees, and dividend income. | Growing credit demand in retail and SME sectors, regulatory frameworks, and diversification of service offerings. | |
