| Financial Services and Consultancy | Hire purchase financing, management and financial consultancy, and commercial real estate financing. | Focused client relationships, conservative risk management, and long-standing market experience. | Small and medium enterprise clients, commercial businesses (B2B). | Management consultancy and selective hire purchase financing segments. | 0 | 100 | Interest income from financing, consultancy fees, and hire purchase financing returns. | Direct financing with prudential credit limits and conservative client evaluation. | Demand for industrial equipment financing and real estate for business operations. | |
