| Non-Banking Financial Services | Investment in securities, provision of loans and advances including gold loans. | RBI registration as NBFC-ICC, niche market presence in underserved regions, governance and compliance adherence. | Retail and institutional clients in underserved semi-urban and urban areas; operates B2B and B2C. | Loan products like gold loans generally yield higher margins. | 26 | 100 | Interest income from loans, returns from securities investments, and finance-related fees. | Direct lending with interest-based revenue; fees related to loan processing. | Geographic expansion in semi-urban locations and introduction of gold loan product lines. | |
