What we do Kalyan Capitals Ltd is a non-banking financial company (NBFC) engaged in investment in securities and providing loans and advances, primarily operating in underserved semi-urban areas with a focus on gold loan schemes. |
Founded in 1,983 |
Market share Positioned as a base-layer NBFC without public funds or customer interface, focused on niche semi-urban markets with steady growth. |
Problem solved Provides financial access through loans and investments to underserved semi-urban customers, addressing credit gaps and promoting financial inclusion. |
Top clients or who we serve Serves retail and institutional investors through investment and lending activities, with a presence in Delhi and nearby regions; operates in a B2B and B2C capacity. |
Key management Sanjeev Singh (Chairman & Executive Director), Sunil Kumar Malik (Director) |
Our journey and innovations Incorporated in 1983, renamed in 2023; expanded footprint in semi-urban areas with gold loan schemes; acquired and partially divested Anmol Financial Services Limited subsidiary. |
Where we operate Primarily in Delhi and semi-urban regions of India. |
Top products or what we offer Investment in securities, loan and advance products including gold loan schemes operationalized recently in Delhi. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue primarily from recurring financial services and investment income. |
Our industry position Registered as NBFC-ICC, Base Layer non-deposit taking NBFC; maintains a niche presence with regulated operations. |
Financial highlights Consolidated revenue of Rs. 26.31 crore and net profit of Rs. 3.07 crore in FY 2024-25, with consistent profitability. |
Geographical revenue split Revenue mainly from operations in India, especially Delhi and nearby semi-urban locations. |
Order book - |
Whats driving growth Expansion to underserved semi-urban areas, gold loan scheme introduction, and prudent financial management drive growth. |
Our future plans Plan to expand branch network and deepen gold loan operations in semi-urban markets during FY24 and beyond. |
Our green promise - |
Our people and values Focuses on compliance, governance with a Board comprising experienced professionals and a culture of ethical business conduct. |
Key challenges ahead Maintaining capital adequacy, managing financial asset quality, and navigating regulatory changes remain challenges. |
Interesting facts Underwent a name change in 2023 and restructured ownership of subsidiary Anmol Financial Services Ltd. |
Risks and strategy Risk mitigation through proactive internal controls, audit committees, and adherence to RBI guidelines. |
