What we do Jhaveri Credits & Capital Ltd offers financial services including leasing, hire purchase, commodity broking, mutual fund and insurance distribution in India. |
Founded in 1,993 |
Market share Active in niche leasing and commodities broking markets with growing profitability despite revenue fluctuations. |
Problem solved Provides financing solutions to SMEs and individuals, enabling asset acquisition and investment access in financial markets. |
Top clients or who we serve Serves retail and institutional clients in financial products including commodities; operates mainly B2B and B2C. |
Key management Vishnukumar Patel (Managing Director) with experienced board including independent and non-independent directors. |
Our journey and innovations Incorporated in 1993, went public in 1996; evolved from leasing to non-fund based commodity broking since 2022; merger with U R Energy underway. |
Where we operate Primarily operates across India with focus on Vadodara and financial exchanges like NSE, BSE, MCX. |
Top products or what we offer Lease and hire purchase services, commodity broking on MCX and NCDEX, mutual fund and insurance distribution. |
Top brands Jhaveri Credits & Capital brand used across financial and commodity broking services with growing market presence. |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue is from cyclical financial services and commodity broking with some recurring income from fees and commissions. |
Our industry position Mid-sized player in leasing and commodities broking with increasing market penetration and profitability growth. |
Financial highlights FY 2025 revenue Rs. 23.32 Crores; PAT Rs. 2.41 Crores, up 49.6% from previous year despite revenue dip. |
Geographical revenue split - |
Order book - |
Whats driving growth Shift to commodity broking and non-fund based services, operational efficiencies, and merger activities. |
Our future plans Completion of merger with U R Energy, expansion in commodities broking, and strengthening financial product offerings. |
Our green promise Implements energy-efficient office practices; no significant capital investments in energy equipment. |
Our people and values Board of six members including one woman director; focus on ethics, compliance, and good governance. |
Key challenges ahead Regulatory approvals for merger, market competition in financial services, and maintaining profitability amid cyclicality. |
Interesting facts Been publicly listed since 1996; recently diversified into commodities broking in 2022; active in multiple financial markets. |
Risks and strategy Facing sector cyclicality risk; strategy involves diversification, merger synergy, and strong governance. |
