| Non-Banking Financial Services | Loans and advances to SMEs, investment in listed and unlisted securities, investment banking and advisory services. | RBI registration as NBFC, longstanding market presence, diversified financial service offerings, established banking partnerships. | B2B clients including corporations, mid-corporates and SMEs. | Advisory and debt syndication services tend to have higher margins compared to loan interest. | 2 | 100 | Interest income from loans, fees from advisory and syndication services, and investment income. | Interest rates on loans, service fees for advisory and syndication, based on client agreements. | Increasing SME financing demand, expanding financial advisory needs, partnerships enhancing service reach. | |
