J A Finance Ltd (JAFINANCE) Share Price & Fundamentals

What we do

J. A. Finance Limited is a Non-Banking Financial Company providing investment in securities and loans to SMEs, along with investment banking, advisory, and debt syndication services.

Founded in

1,993

Market share

A recognized NBFC with stable presence in SME lending and investment services in India.

Problem solved

Provides critical financial support and advisory to SMEs and corporates lacking easy bank credit access.

Top clients or who we serve

Corporate, mid-corporate, and SME sectors in India; primarily B2B clients.

Key management

Akshay Goyal, Managing Director; Megha Goyal, Chief Financial Officer; Deepa Kumari Saha, Independent Director.

Our journey and innovations

Founded in 1993, expanded from loan services to investment banking and corporate advisory with partnerships with leading banks.

Where we operate

Primarily operates across India with focus on corporate and SME clients.

Top products or what we offer

Investment in securities, loans and advances to SMEs, investment banking, corporate advisory, and debt syndication.

Top brands

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Raw materials needed

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Raw materials supplier

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Recurring vs cyclical contribution

Revenue mainly from recurring financial services and investment income.

Our industry position

Stable NBFC with certified RBI registration and growing SME loan portfolio.

Financial highlights

FY 2024-25 Revenue: Rs. 2.28 Cr; Net loss: Rs. 0.04 Cr; profit before tax Rs. 1.11 Cr, reflecting recent challenging market conditions.

Geographical revenue split

Revenue generated from India only.

Order book

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Whats driving growth

Demand for SME financing, expansion of investment banking services, and partnerships with leading banks.

Our future plans

Likely focus on strengthening loan portfolio, expanding advisory services and maintaining regulatory compliance.

Our green promise

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Our people and values

Culture of compliance, governance and risk management with active board committees and experienced leadership.

Key challenges ahead

Maintaining profitability amidst fluctuating revenues and regulatory challenges.

Interesting facts

Operating since 1993 with a strong legacy in SME finance; established internal controls and whistleblower policies.

Risks and strategy

Market risks in credit and investment segments; mitigated by robust financial controls and diversified offerings.