| Foreign Exchange Services | Retail and wholesale foreign exchange transactions, international remittances for education, medical, and corporate needs. | Authorized dealer status, strong regulatory compliance, association with India Cements group. | Individuals and corporate clients requiring forex and outward remittance services. | Retail forex transactions and advisory services. | | | Fees and margins on forex buying/selling and remittance services. | Transaction-based fees and exchange rate spreads. | Increased forex demand, rising overseas education/medical travel. | India Cements Capital |
| Capital Market and Broking Services | Securities broking, futures and options trading, NSE membership, and capital market advisory. | NSE membership, established client base, experienced management. | Retail and institutional investors participating in Indian capital markets. | Brokerage on derivatives and portfolio management services. | | | Brokerage fees, trading commissions, and advisory management fees. | Commission-based and fee-for-service model. | Increased market participation; expanded futures & options activity. | Aruna Securities, India Cements Investment Services Limited |
