India Finsec Ltd (IFINSEC) Share Price & Fundamentals

What we do

India Finsec Limited is an RBI-registered Non-Banking Financial Company offering loans, inter-corporate deposits, personal loans, IPO funding, and loans against property and securities.

Founded in

1,994

Market share

Achieved substantial market share in its financing and investment segments with steady product pricing.

Problem solved

Provides critical financing solutions to individuals and corporates, facilitating capital access against shares, property, and other securities.

Top clients or who we serve

Serves individuals, body corporates, and institutional clients through B2B and B2C financial services.

Key management

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Our journey and innovations

Started in 1994, converted to a public limited company in 2016, recently restructured operations focusing on core investments and subsidiary conversion to NBFC-ICC.

Where we operate

Primarily operates in India with financial services delivered through subsidiary IFL Finance Limited.

Top products or what we offer

Loan Financing including personal and inter-corporate loans, trading in shares and securities, IPO funding, and loans against property.

Top brands

IFL Finance Limited – NBFC-ICC subsidiary, key driver of group revenue and profits.

Raw materials needed

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Raw materials supplier

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Recurring vs cyclical contribution

Majority of revenue is recurring from loan financing and investment activities.

Our industry position

Positioned as a core investment and financing player within the NBFC sector with growing consolidated revenues.

Financial highlights

Standalone revenue ₹77.9 crore with net profit ₹0.11 crore; consolidated revenue ₹719.2 crore with net profit ₹181.3 crore for FY 2024-25.

Geographical revenue split

Revenue primarily from Indian markets through lending and investment operations.

Order book

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Whats driving growth

Growth driven by expansion in loan financing, strategic restructuring, and performance of subsidiary NBFC activities.

Our future plans

Focus on core investment activities post RBI registration surrender; expand subsidiary's NBFC-ICC operations.

Our green promise

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Our people and values

Promotes ethics, transparency, and employee integrity; has a small, committed workforce of 2 employees.

Key challenges ahead

Navigating regulatory changes and managing risk within NBFC restructuring and market fluctuations.

Interesting facts

Surrendered RBI NBFC license to reposition as a core investment company; successfully converted subsidiary to NBFC-ICC.

Risks and strategy

Risk mitigation through strong internal controls and compliance; strategic focus on NBFC restructuring to optimize group performance.