What we do IDBI Bank Ltd is a major Indian universal bank offering retail, corporate, and treasury banking services across India through extensive branches and digital platforms. |
Founded in 1,964 |
Market share One of India's largest commercial banks with significant presence in retail and corporate banking sectors. |
Problem solved Provides financial solutions addressing diverse customer needs including retail loans, corporate credit, and digital banking services. |
Top clients or who we serve Retail customers, MSMEs, corporate clients in India and abroad; serves B2C, B2B, and government sectors. |
Key management Shri Rakesh Sharma (MD & CEO) with senior management driving strategic growth and innovation. |
Our journey and innovations Established as a DFI in 1964; transformed into a universal bank in 2004; pioneered digital banking and green bonds; expanded branch network and services. |
Where we operate Pan-India with over 2,100 branches, international presence via Dubai branch. |
Top products or what we offer Retail loans, Corporate/Wholesale banking, Treasury services, digital banking solutions, insurance tie-ups, and MSME financing. |
Top brands IDBI Savings Accounts, IDBI CASA, IDBI Debit and Credit Cards, IDBI Treasury Green Bonds, IDBI Home Loans. |
Raw materials needed Not applicable as a banking institution. |
Raw materials supplier Not applicable. |
Recurring vs cyclical contribution Revenue largely recurring from interest and fee-based income with balanced cyclical exposure. |
Our industry position Strong position among private sector banks with improving asset quality and market share in retail banking. |
Financial highlights FY2024-25 revenue Rs.33,826 crore; net profit Rs.7,515 crore; deposits Rs.3.10 lakh crore; advances Rs.2.18 lakh crore; growing CASA deposits. |
Geographical revenue split Primarily domestic Indian market with international operations through Dubai branch. |
Order book Not applicable. |
Whats driving growth Digital banking expansion, retail and MSME loan growth, government infrastructure spending, improving asset quality. |
Our future plans Branch expansion, technology upgrades, product innovation, strengthening asset quality and capital adequacy. |
Our green promise Invested in green bonds, solar power installations, energy efficiency, and sustainable banking initiatives. |
Our people and values Committed workforce with emphasis on customer-centricity, ethics, compliance, and corporate governance. |
Key challenges ahead Maintaining asset quality, managing credit risks, regulatory compliance, and competitive banking sector pressures. |
Interesting facts Issued India’s first ATM-based G-Sec investment facility; issued oversubscribed green bonds; first public sector bank at GIFT IFSC. |
Risks and strategy Risks include credit and market risks; strategy involves strengthening risk controls, digital transformation, and asset quality improvement. |
