| Finance and Investment | Non-banking financial services including lending and investments. | Strong group affiliation, regulatory compliance, risk management, and disciplined governance ensure competitive edge. | Primarily B2B, including institutional investors and some retail clients within India. | Loan book with high interest margins. | 7 | 100 | Interest income from loans and investments, plus related financial charges. | Interest-based income and finance charges; standard NBFC pricing practices. | Increasing credit demand, strategic lending, and disciplined financial management. | |