What we do GSB Finance Ltd provides financial services including finance, investment, and trading in shares and securities, operating as a base layer non-banking financial company. |
Founded in 1,982 |
Market share Positioned as a smaller NBFC base layer with compliance under RBI regulations, focused on niche financial and investment services. |
Problem solved Offers diversified financial services solutions catering to investment and funding needs, addressing capital market access for retail and institutional clients. |
Top clients or who we serve Serves retail and institutional investors, with a focus on financial services and securities trading (B2B and B2C). |
Key management Managing Director Ramakant Sagarmal Biyani, Non-Executive and CFO Suyash Ramakant Biyani, Independent Director Usha Yogesh Patel. |
Our journey and innovations Started as cement company in 1982; pivoted to financial services by 1993; listed as NBFC with growing finance and investment operations. |
Where we operate Primarily operates in India with registered office in Mumbai and compliance with RBI for NBFC activity. |
Top products or what we offer Finance and investment services, trading in shares and securities, acting as base layer NBFC under RBI regulations. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue primarily from cyclical capital market activities and investment gains; not heavily recurring due to market dependencies. |
Our industry position A smaller NBFC focusing on finance and investment segment with compliance adherence; growth opportunities linked to capital markets. |
Financial highlights Revenue Rs. 1.78 crore, Net Profit Rs. 0.72 crore for FY 2024-25; modest scale with focus on profitability and cost control. |
Geographical revenue split Revenue generated mainly from domestic Indian market, concentrated in Maharashtra region. |
Order book - |
Whats driving growth Capital market recovery, regulatory compliance, and strategic management to leverage investment opportunities drive growth. |
Our future plans Exploring new business avenues, no major expansions currently; focus remains on financial services enhancement and operational efficiency. |
Our green promise - |
Our people and values Emphasizes governance, diversity, safety, and compliance with strong leadership and ethical workplace practices. |
Key challenges ahead Market volatility, regulatory changes, and limited diversification are challenges to sustainable growth. |
Interesting facts Transitioned from a cement company to a finance firm; over four decades of existence with adaptation to market changes. |
Risks and strategy Mitigates credit and market risks through RBI compliance and internal controls; strategy centers on cautious growth and governance. |
