What we do Gowra Leasing & Finance Ltd is a non-banking finance company offering loans and financial services to mid corporate and retail clients, focusing on working capital finance. |
Founded in 1,993 |
Market share Positioned as a Loan Company by RBI with focused niche in assets under Rs. 100 Crores, serving mid corporate and retail sectors. |
Problem solved Provides customized financial solutions addressing working capital and credit needs of mid-sized businesses and retail borrowers with thorough credit scrutiny. |
Top clients or who we serve Mid corporate and retail customers primarily in India, focusing on non-banking financial services. |
Key management - |
Our journey and innovations Established in 1993, it expanded offerings to loans, underwriting, syndication, project financing, and merchant banking with strategic investments. |
Where we operate Primarily operates in India, with headquarters in Secunderabad and services catering to regional clients. |
Top products or what we offer Loans, Inter Corporate Deposits, Bill Discounting, Corporate Loans, Loan Syndication, Merchant Banking, and Finance against shares. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue is largely recurring, generated from interest income on finance products and investments. |
Our industry position Regulated as a NBFC Loan Company by RBI serving niche mid-corporate and retail borrowers under Rs. 100 Crores asset class. |
Financial highlights FY 2024-25 revenue Rs. 7.68 Cr and net profit Rs. 4.29 Cr, with strong growth from prior year income of Rs. 4.44 Cr and net profit Rs. 2.21 Cr. |
Geographical revenue split Revenue predominantly from Indian market; no foreign exchange earnings reported. |
Order book - |
Whats driving growth Growth driven by increased loans and advances, strong asset quality, and prudent credit policies. |
Our future plans Focus on expanding credit portfolio with careful borrower integrity evaluation and maintaining profitability. |
Our green promise - |
Our people and values Values ethical conduct, transparency, and robust governance with a committed workforce and strong compliance culture. |
Key challenges ahead Managing credit risks diligently while scaling operations and adapting to evolving NBFC regulations. |
Interesting facts Has developed innovative lending products and holds investments in partnership firms enhancing income streams. |
Risks and strategy Emphasizes risk management through strong internal controls, audit oversight and thorough borrower scrutiny to mitigate financial risks. |
