What we do Golechha Global Finance Ltd is a non-banking finance company focused on lending and investment in shares, primarily serving individual and corporate borrowers in India. |
Founded in 1,991 |
Market share Established NBFC with steady income growth, growing faster than bank credit in its sector. |
Problem solved Provides financial lending solutions and investment opportunities to underserved borrowers beyond traditional banks. |
Top clients or who we serve Serves retail and corporate clients with loans and financial investments (B2B and B2C). |
Key management Shri Gyan Swaroop Garg, Managing Director, reappointed in 2024; Shri Subramanian Ramakrishnan, Independent Director appointed in 2024. |
Our journey and innovations Founded in 1991; transitioned from private to public company; acquired by Advani Pvt Ltd in 2010-11; continuously growing lending and investment business. |
Where we operate Primarily operates across India, with headquarters in Kolkata. |
Top products or what we offer Loans and advances to borrowers; investments in shares of other companies. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue mainly driven by lending interest (recurring) and share investment income (variable). |
Our industry position Registered NBFC with RBI; steady presence in loan and investment finance segments. |
Financial highlights FY2024-25 revenue Rs. 28.62 crores; net loss of Rs. 0.57 crores due to lower interest income offset by investment gains. |
Geographical revenue split Revenue primarily earned from Indian markets; no foreign earnings reported. |
Order book - |
Whats driving growth Growth driven by expanding loan portfolio and growing income from share investments. |
Our future plans Focus on maintaining lending growth and optimizing investment income; no change in business nature planned. |
Our green promise - |
Our people and values Small workforce of 6 employees; emphasis on ethics, transparency, and employee empowerment. |
Key challenges ahead Challenges include market volatility affecting investment income and competition in NBFC lending sector. |
Interesting facts Company has smoothly transitioned through ownership and regulatory changes since 1991 with no fraud reported. |
Risks and strategy Market risks mitigated through risk management systems; maintaining regulatory compliance and internal controls. |
