| Payment Gateway Services | Digital payment processing platform enabling merchants to accept payments online with AI-based switching and routing. | Proprietary AI tech, cloud-based platform scalability, early-mover fintech NBFC status. | Small businesses, online merchants, e-commerce partners (B2B and B2C). | Service charges from high-volume transactions generate strong margins. | 9 | 96 | Service charges on payment transaction volumes processed through the platform. | Transaction-based service fees, recurring with volume growth. | Increasing digital payment adoption among MSMEs and merchants, e-commerce expansion. | India Online Pay |
| Digital Lending Platforms (Upcoming) | Secured and unsecured digital lending and personal finance platforms leveraging AI underwriting and fraud prevention. | AI underwriting, cloud infrastructure, compliance focus, synergy with payment gateway user base. | Retail consumers, MSMEs seeking credit (B2C and B2B segments). | Credit services with scalable, AI-driven risk pricing and lending operations. | 0 | 0 | Interest income, loan origination fees, credit assistance services. | Interest and fee-based revenue, scalable with portfolio growth. | Launch of fintech lending apps to capitalize on consumer credit demand and digital credit penetration. | Ashapurti Loans, Bade Bhaisab |
