| Motor Insurance | Own damage and third-party motor insurance policies with AI claims assessment. | First-mover digital platform with advanced AI underwriting and extensive partner network. | Predominantly B2C serving individual car and two-wheeler owners. | Own damage segment with AI-driven fraud detection reducing claims cost. | 5864 | 57 | Premium collection from individual vehicle owners; renewals generate recurring revenue. | Tiered premiums based on risk profile and vehicle category. | Increasing vehicle ownership, digital purchase convenience, efficient claims processing. | Go Digit Motor Insurance |
| Health Insurance | Individual and group health policies including COVID-19 hospitalization cover. | Innovative product design aligned with customer needs and rapid claim settlement. | B2C with expanding group insurance offerings. | Customized group health plans with controlled claim ratios. | 1178 | 11 | Premiums from individuals and groups; renewals sustain revenue stream. | Subscription and fixed premium models. | Rising health awareness and pandemic-driven insurance demand. | Go Digit Health Insurance |
| Personal Accident Insurance | Accident coverage products. | Digitally streamlined claims process enhancing customer satisfaction. | B2C market. | Low claim ratios due to strict underwriting. | 417 | 4 | Premiums from individual customers. | Fixed premium plans. | Increased safety awareness and workforce protection needs. | Go Digit Personal Accident Insurance |
| Fire Insurance | Property and asset fire insurance covering damages. | Real-time risk assessment tools improving underwriting accuracy. | B2B and B2C property owners. | Commercial property segment. | 484 | 5 | Premiums from commercial and residential policyholders. | Risk-based premium pricing. | Growing real estate and industrial sectors. | Go Digit Fire Insurance |
| Marine Insurance | Marine cargo and hull insurance products. | API integrations with channel partners for seamless service delivery. | B2B clients in logistics and trade. | Customized cargo solutions. | 51 | 0 | Premium from shipping and logistics companies. | Contractual premium agreements. | Expansion in trade and shipping industry. | Go Digit Marine Cargo and Hull Insurance |
