| Indian Business | Reinsurance services across multiple lines to Indian general and life insurers, including obligatory and facultative cessions. | Mandated status as Indian reinsurer, regulatory obligatory cessions, government backing, and extensive data and actuarial expertise. | Primarily B2B serving domestic insurance companies and government-sponsored insurance pools. | Specialized insurance pools such as terrorism and nuclear liability reinsurance. | 26062 | 72 | Premium cessions from domestic insurers, investment income, and fees for specialized pool management. | Primarily treaty and facultative reinsurance contracts, with obligatory cessions as per regulatory norms. | Increasing insurance penetration in India and regulatory mandatory cessions. | |
| Foreign Business | International reinsurance covering property, motor, marine, aviation, agriculture, engineering, health, and liability lines in Africa, Asia, and beyond. | Strong international brand, diversified portfolio, and government support enabling cross-border expertise and capital strength. | B2B serving international insurers and reinsurers across Afro-Asian and select global markets. | Select specialty lines and jurisdictionally advantaged underwriting platforms such as Lloyd's syndicate participation. | 10067 | 28 | Underwriting profits, retrocession arrangements, investment returns, and fees from international operations. | Treaty and facultative reinsurance arrangements, with pricing based on risk assessment models. | Global expansion into emerging markets, strategic partnerships, and product diversification. | |
