| Housing Finance | Provision of home loans for purchase, construction, and refinancing of residential properties. | Strong promoter support, high capital adequacy, wide branch network, insured loan portfolio, and credit rating AA+/Stable. | Primarily individual retail customers and some corporate construction clients (B2C and B2B). | Retail home loan segment with efficient credit risk management. | 1089 | 100 | Interest income on loans, fee income from insurance products and services. | Interest-based lending with structured repayment schedules; insurance commissions. | Housing demand, branch and digital network expansion, increased average loan size. | |
