Gemstone Investments Ltd (GEMSI) Share Price & Fundamentals

What we do

Gemstone Investments Limited is an NBFC focusing on credit support and long-term equity investments for small-scale industries and local traders in India's unorganized sector.

Founded in

1,994

Market share

A niche player in NBFC sector serving unorganized local traders and small industries with tailored equity and lending solutions.

Problem solved

Provides financial access to unorganized sectors lacking banking services, enabling credit and investment for underserved small businesses.

Top clients or who we serve

Unorganized sector comprising wholesale/retail traders, small scale industries, and small local borrowers (B2B focus).

Key management

Executive Chairman Mr. Kishor Bodha and Managing Director Mr. Sudhakar Gandhi lead the experienced board.

Our journey and innovations

Incorporated in 1994; consistently serving unorganized credit needs through equity investments; robust compliance with RBI regulations.

Where we operate

Primarily operates within India, focusing on local level unorganized sectors.

Top products or what we offer

Long-term investments in equities and debt instruments; lending solutions for small traders and industries.

Top brands

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Raw materials needed

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Raw materials supplier

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Recurring vs cyclical contribution

Income primarily from recurring dividends, interest, and cyclical profits from sale of investments.

Our industry position

Recognized as a compliant NBFC serving niche client base with steady portfolio in equity and debt securities.

Financial highlights

FY 2024-25 revenue Rs. 1.25 Cr and net profit Rs. 0.32 Cr with stable earnings per share of Rs. 0.04.

Geographical revenue split

Revenue mainly from the Indian market; no significant international operations.

Order book

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Whats driving growth

Growing credit demand in unorganized sectors and prudent investment strategy under RBI oversight.

Our future plans

Focus on strengthening long-term investment portfolio and expanding lending within unorganized sector clients.

Our green promise

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Our people and values

Fosters a governance-driven culture with experienced leadership and sound compliance practices.

Key challenges ahead

Managing asset quality and navigating regulatory changes amid competitive NBFC sector shifts.

Interesting facts

One of the few NBFCs actively investing in unorganized sector’s equity and debt instruments since 1994.

Risks and strategy

Mitigates credit risk through diversified investments and robust risk management overseen by board committees.