| Financial Services - Lending | Secured and unsecured loans including auto loans, personal loans, and margin trading funding. | RBI registration as NBFC, regional expertise, and established customer relationships in Gujarat. | Retail borrowers and brokerage firms in Gujarat (B2C and B2B). | Personal and margin trading loans offer higher yields. | 33 | 44 | Revenue mainly through interest income from loans and advances. | Interest-based lending with customized terms. | Rising demand for personal and auto loans, and funding needs in brokerage sector driving segment growth. | |
| Investment Activities | Investment in quoted and unquoted securities, derivatives involvement. | Technical insights into capital markets and experienced management. | Primarily for company’s own portfolio management. | Strategic investments in securities and derivatives. | 42 | 56 | Gains and income from securities investments and derivatives trading. | Capital gains and investment income. | Capital market opportunities and diversification of income streams. | |
