| Non-Banking Financial Services | Advancing and financing activities, investment management. | Registered NBFC status, strong compliance, and prudent risk frameworks form competitive moats. | Retail and institutional clients requiring financial services beyond banks. | Advancing and financing operations yield highest margins. | 4 | 100 | Interest income from loans and investment returns. | Interest-based earnings from advances; no branches implies lean cost structure. | Focused risk management and steady credit demand drive segment growth. | |
