Fynx Capital Ltd (FYNX) Share Price & Fundamentals

What we do

Fynx Capital Limited offers lending solutions including working capital loans, two-wheeler loans, loans against property, personal loans, and microenterprise financing.

Founded in

1,984

Market share

Emerging NBFC focusing on SME and microfinance lending with growing capital base and regulatory compliance.

Problem solved

Addresses financing gaps for small and medium enterprises and microenterprises by providing accessible credit products.

Top clients or who we serve

Small and medium enterprises, micro enterprises, and retail borrowers; primarily B2B and B2C.

Key management

Leadership includes Managing Director Mr. Gautam Kirtikumar Shah until May 2025 and Mr. Shanker Raman Siddhanathan appointed in August 2025.

Our journey and innovations

Incorporated in 1984, shifted focus to lending post-2010 with expansion to microfinance in 2011 and segment financing since 2013.

Where we operate

Primarily in India; regulatory compliance with RBI Scale Based Regulations ensures pan-India operations.

Top products or what we offer

Working capital loans, two-wheeler loans, loans against property, personal loans, microfinance lending services.

Top brands

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Raw materials needed

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Raw materials supplier

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Recurring vs cyclical contribution

Revenue mainly from interest and finance charges, recurring in nature but sensitive to economic cycles.

Our industry position

Compliance with RBI regulations with moderate market presence in SME and microfinance lending sectors.

Financial highlights

FY 2024-25 revenue Rs 2.47 million with net loss of Rs 24.91 million; capital raised via Rs 16 crore rights issue in 2025.

Geographical revenue split

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Order book

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Whats driving growth

Capital infusion, microfinance expansion, and increasing demand for SME credit amid economic recovery.

Our future plans

Focus on operational improvements and market expansion post name change to strengthen lending portfolio and compliance.

Our green promise

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Our people and values

Committed to ethical practices, compliance, and fostering a harassment-free workplace with internal committees.

Key challenges ahead

Managing losses, improving operational efficiency, competitive credit market and regulatory compliance challenges.

Interesting facts

Originally incorporated as Rajath Leasing and Finance Limited in 1984; renamed Fynx Capital Limited in 2025.

Risks and strategy

Risks include credit loss and regulatory changes; strategy centers on compliance, capital raising, and broadening product offerings.