| Retail Financing | Financing solutions for heavy commercial vehicles, construction equipment, hire purchase, inventory finance, factoring, and insurance services. | Established regulatory registration, deep knowledge of underserved retail client base, and diversified financing products. | Primarily B2C; lower and middle-income individuals and small enterprises requiring asset and working capital finance. | Interest on hire purchase loans and specialized financing products for commercial vehicles. | 0 | 100 | Interest income from financing activities and fees from related services. | Loan interest rates and service fees; regulated under RBI norms for NBFCs. | Increased demand for vehicle and equipment financing from underserved markets and informal economy segments. | |
