What we do Finbud Financial Services Ltd operates a hybrid financial platform connecting borrowers with lenders for personal, home, and business loans across India. |
Founded in 2,012 |
Market share A leading retail loan aggregation platform with partnerships across 100+ lenders and a presence in over 19,000 postal areas nationwide. |
Problem solved Simplifies access to diverse loan products by matching borrowers to suitable lenders, ensuring competitive rates and flexible terms. |
Top clients or who we serve Retail customers and small to medium-sized enterprises; B2C focus via digital and agent channels. |
Key management - |
Our journey and innovations Founded in 2012, it pioneered a hybrid lending model combining agent and digital channels; IPO launched in 2025 to raise growth capital. |
Where we operate Pan-India coverage, operating in over 19,000 postal areas across the country. |
Top products or what we offer Personal loans, home loans, credit lines for individuals; business and working capital loans for SMEs. |
Top brands Finance Buddha - a trusted brand in retail loan aggregation known for high conversion via hybrid channel strategy. |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue mainly commission-based per loan disbursed; income is transactional and varies with loan volume. |
Our industry position Prominent player with a unique hybrid business model enabling optimized lender-ecosystem efficiency. |
Financial highlights FY2024-25 revenue of Rs.223.28 crore with net profit of Rs.8.5 crore; newly listed with fresh equity raise of Rs.71.68 crore. |
Geographical revenue split - |
Order book - |
Whats driving growth Hybrid acquisition strategy leveraging agent networks and digital marketing enhances loan disbursements and commission income. |
Our future plans Expansion through IPO proceeds, scaling agent network and digital channels to deepen market penetration. |
Our green promise - |
Our people and values - |
Key challenges ahead - |
Interesting facts Only major retail platform in India combining conventional agent channels with digital lending to optimize conversion. |
Risks and strategy - |
