What we do Explicit Finance Limited is an NBFC engaged in secondary capital market activities, offering corporate and individual finance, loans against shares, property, and financial consultancy. |
Founded in 1,994 |
Market share Operates primarily in Indian secondary capital markets with a niche presence in NBFC finance and consultancy sectors. |
Problem solved Provides liquidity and financial solutions to individuals and corporates facing capital constraints. |
Top clients or who we serve Serves individual and corporate customers; operates in B2B and B2C financial services. |
Key management - |
Our journey and innovations Founded as Shubhyog Finlease Ltd, public listing in 1995; evolved to focus on market trading, investments, and diversified NBFC services. |
Where we operate Primarily across Mumbai and Indian financial markets. |
Top products or what we offer Individual and corporate finance solutions including loans against shares/securities and property; financial consultancy services. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue largely influenced by cyclical market activities and secondary capital market fluctuations. |
Our industry position A registered NBFC with steady operations but facing volatility from market and liquidity risks in secondary markets. |
Financial highlights Revenue Rs. 678.94 lakhs in FY 2025, minor loss reported due to market volatility; modest size NBFC. |
Geographical revenue split Revenue primarily generated within India, Mumbai-centric. |
Order book - |
Whats driving growth Growth driven by elevated demand in microfinance and unsecured consumer loans amid changing RBI regulations. |
Our future plans Focus on expanding finance offerings, risk management, and compliance to sustain and grow presence. |
Our green promise - |
Our people and values Emphasizes professional management and a supportive work culture to retain experienced finance professionals. |
Key challenges ahead Market volatility, regulatory changes, liquidity risks, and competition in NBFC sector. |
Interesting facts Has maintained compliance with RBI norms and regulatory frameworks consistently since inception. |
Risks and strategy Manages market and liquidity risks through structured risk management policies and internal controls. |
