| Finance Business | Loan products including Home Loans, Gold Loans, Business & MSME Loans, Agriculture and Developer Finance. | Deep market understanding, diversified loan portfolio, and customized credit models. | Retail customers, SMEs, agriculture sector, developers, and corporates in India. | Unsecured business loans and specialized MSME financing. | 968 | 98 | Revenue primarily from interest income and loan-related financial services. | Customized interest rates based on credit underwriting and customer eligibility. | Growing credit demand in underserved sectors and adoption of flexible financing models. | |
| Commodity Business | Share trading and commodity related financial services. | Established relationships in trading and financial advisory. | Institutional and retail investors. | Trading margins. | 1 | 2 | Gains from trading and investment services. | Transactional revenue from trading operations. | Market volatility and demand for commodity trading services. | |
