What we do Dhruva Capital Services Limited, established in 1995, is an NBFC focused on investment, financing, hire purchase, leasing, and small business loans primarily around Udaipur. |
Founded in 1,995 |
Market share Focused regional NBFC with a niche in small business lending and financing, maintaining a stable presence in Udaipur area. |
Problem solved Provides financial solutions including unsecured loans and leasing to SMEs and individuals lacking access to traditional banking credit. |
Top clients or who we serve Serves small and medium enterprises (SMEs), MSMEs, and retail borrowers, primarily through B2B and B2C channels. |
Key management - |
Our journey and innovations Since 1995, the company has focused on NBFC operations, liquidating real estate assets and enhancing financial services without major diversification. |
Where we operate Operations are primarily within Udaipur and surrounding regions in India. |
Top products or what we offer Offers small business loans, hire purchase, leasing, loans and advances including unsecured working capital and machinery loans. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue is largely recurring, driven by interest income from loans and financing activities. |
Our industry position A regional NBFC with steady operations, focusing on financing segments with moderate competition locally. |
Financial highlights Revenue of Rs.2.39 crore and net profit of Rs.1.26 crore as of FY2025, noting a recent net loss in FY2025 amid operational restructuring. |
Geographical revenue split Entire revenue is generated within India, focused on Udaipur region. |
Order book - |
Whats driving growth Growth driven by expanding small business lending, operational efficiencies, and focus on core NBFC businesses. |
Our future plans Plans to enhance operational efficiency, explore new growth avenues, and optimize cost structures. |
Our green promise - |
Our people and values Emphasizes employee development and a positive work environment fostering leadership and autonomy. |
Key challenges ahead Challenges include turnaround from recent losses, competition, and expanding beyond regional confines. |
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Risks and strategy Mitigating credit risk and operational challenges through stronger internal controls and focused market presence. |
