What we do DhanSafal Finserve Ltd is a listed non-banking financial company (NBFC) offering retail financial services focused on MSME lending and loans against property in India. |
Founded in 1,981 |
Market share Strong presence in retail financial services and MSME lending with expanding geographic footprint in Maharashtra, Rajasthan, Madhya Pradesh, and Uttar Pradesh. |
Problem solved Providing accessible, flexible credit solutions to underserved MSMEs and individuals overlooked by traditional banks, promoting financial inclusion. |
Top clients or who we serve Primarily MSMEs and individual borrowers needing business expansion and working capital loans; B2C focus with increasing MSME penetration. |
Key management Chairperson & MD: Ankur Agrawal (CA, CFA, ISB MBA); Independent Directors include experienced financial and regulatory professionals. |
Our journey and innovations Originally incorporated in 1981, transitioned through multiple names and sectors, focusing since 2015 on financial services with the 'DhanSafal' brand and expanding loan products. |
Where we operate India, with operations and branches in Maharashtra, Rajasthan, Madhya Pradesh, and Uttar Pradesh. |
Top products or what we offer Safal Udyog Loans (MSME Loans), Safal MSME Loans, Safal Sampati Loans (Loan Against Property). |
Top brands DhanSafal - a growing flagship brand focusing on retail MSME financing and flexible loan solutions. |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue mainly recurring through loan interest income and financial services. |
Our industry position Emerging NBFC with robust growth in AUM, loan book, and net worth, positioning as an innovative lender in MSME segment. |
Financial highlights FY 2024-25 revenue Rs. 4.86 crore; net profit Rs. 37.15 lakh; rapid revenue growth driven by expanded lending operations. |
Geographical revenue split Revenue primarily from operations across Maharashtra, Rajasthan, Madhya Pradesh, and Uttar Pradesh. |
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Whats driving growth Growth driven by MSME loan demand, new product launches, digital loan processing, and branch expansion. |
Our future plans Expand branch network, launch smaller ticket loans, automate loan processing systems, and strengthen brand presence. |
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Our people and values Employee base of 50, focused on transparent governance, inclusion, and ethical practices. |
Key challenges ahead Managing profitability amid rapid expansion, regulatory compliance, and competitive market pressures. |
Interesting facts Evolved from media & infrastructure to focused NBFC, launching the DhanSafal brand for financial inclusion. |
Risks and strategy Mitigates credit risk via co-lending partnerships; drives growth with technology and diversified funding sources. |
