| Financial Services - NBFC | Non-Banking Financial Company activities including retail loans, financial management, and advisory services. | RBI registration, strong credit norms, diversified portfolio, experienced management, and listing on BSE provide competitive edge. | B2B and B2C clients including retail borrowers and small enterprises. | Advisory services and risk-assessed retail lending generate higher margins. | 6 | 100 | Primarily through interest income on loans and fees from advisory services. | Interest-based lending with fees for advisory and management services; conservative risk-adjusted pricing. | Demand for retail financing and advisory services; robust credit policies; regulatory compliance. | |
