What we do Capital Trade Links Ltd is an RBI-licensed and BSE-listed NBFC offering inclusive financial services including personal and commercial loans, equity financing, and advisory services. |
Founded in 1,984 |
Market share Not specified; strong presence as an NBFC with assets under management around INR 177.84 crores (FY 2024-25). |
Problem solved Provides accessible credit and financial products to diverse clients, aiding underserved sectors like E-rickshaw financing and SMEs. |
Top clients or who we serve Individuals, sole proprietorships, partnerships, and corporate entities; B2C and B2B financial services. |
Key management - |
Our journey and innovations Established in 1984, expanded lending to E-rickshaw, personal, SME loans; diversified lenders to 21 by 2023 including SBI. |
Where we operate Primarily India, with plans to expand presence across more than 12 states by 2030. |
Top products or what we offer Venture capital, equity financing, personal loans, secured loans, business loans, E-rickshaw financing. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue driven by recurring loan interest and financing activities. |
Our industry position Non-systematically important NBFC with steady financial performance and prudent risk management. |
Financial highlights FY 2024-25 revenue INR 2519.91 lakhs, PAT INR 225.96 lakhs; AUM of INR 17784.32 lakhs. |
Geographical revenue split - |
Order book - |
Whats driving growth Growing credit demand, diversification of lender base, focus on niche segments like E-rickshaw loans. |
Our future plans Expand geographical reach, adopt AI-powered lending platforms, and launch new financial products for underserved sectors. |
Our green promise - |
Our people and values Committed to transparency, customer obsession, and ethical financial services. |
Key challenges ahead Navigating economic volatility, regulatory compliance, and maintaining asset quality. |
Interesting facts One of the early NBFCs financing E-rickshaw purchases contributing majorly to revenue in FY 2018-19. |
Risks and strategy Focus on risk management policies, diversified funding, and cautious portfolio mix recalibration. |
