| Investing & Financial Activities | Credit financing, investment management, bond and property investments. | Established credit profile, diversified lending, strong regulatory compliance. | Institutional and retail borrowers, investors; B2B and B2C mix. | Loan portfolios and investment income. | 126 | 62 | Interest income, investment returns, loan servicing fees. | Interest-based lending, fee income, investment gains. | Strong demand for credit and financial products, prudent risk management. | |
| Real Estate | Development of residential and commercial properties. | Prime location projects, strong partnerships like Kalpataru. | Homebuyers, commercial tenants; primarily B2C and B2B. | Premium residential projects. | 55 | 27 | Sales and leasing of developed real estate. | Project sales, lease rentals. | Urban housing demand, strategic land acquisitions. | Crest 4 Pali Hill, Crest Legacy |
| Borking & related activities | Unspecified related services likely financial or operational support. | | Likely business clients. | | 23 | 11 | Service fees. | Contractual fees. | Support services consistent with core business. | |
| Others | Miscellaneous activities with minimal contribution. | | | | 0 | 0 | | | | |