What we do CP Capital Limited operates as a Non-Banking Financial Company (NBFC) providing loans and credit services, having spun off its educational business into a separate entity. |
Founded in 2,000 |
Market share Leading niche NBFC in financing, expanding interest income and profitability steadily across lending segments. |
Problem solved Provides affordable financing solutions to MSMEs and individual borrowers, easing credit access for business growth. |
Top clients or who we serve Primarily serves MSMEs and individual customers within India, focusing on credit and investment products (B2B and B2C). |
Key management Mr. Pramod Kumar Maheshwari, Chairman and Managing Director & CEO, with extensive leadership in finance and education sectors. |
Our journey and innovations Evolved from education services to NBFC in 2013; merged Srajan Capital NBFC in 2024; demerged education business for focused financial services. |
Where we operate India-wide presence focusing on domestic financial services market. |
Top products or what we offer Offers loan origination, credit facilities, and investment services targeting MSMEs and individuals. |
Top brands CP Capital Limited as flagship financial entity post restructuring; former education brand spun off as Career Point Edutech. |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Majority of revenue is recurring from loan interest and financing services. |
Our industry position Growing NBFC classified as NBFC Investment and Credit Company by RBI; strong financial metrics and capital deployment. |
Financial highlights FY25 income Rs 63.28 Cr, profit Rs 40.66 Cr, consistent YoY growth in revenue and profitability. |
Geographical revenue split Primarily revenue from Indian financial services operations; no significant international revenue. |
Order book - |
Whats driving growth Higher interest income from loan portfolio expansion, efficient capital deployment, and regulatory alignment post-merger. |
Our future plans Continue expanding lending portfolio, technology integration for scalability, and inorganic growth in financial services. |
Our green promise - |
Our people and values Committed workforce, fostering ownership culture; focus on training and employee development. |
Key challenges ahead Market competition, regulatory compliance, and maintaining asset quality amid growth. |
Interesting facts Successfully restructured in 2024-25, separating education and financial services for sharper focus. |
Risks and strategy Mitigates credit risk through rigorous evaluation; strategy centered on prudent lending and operational efficiency. |
