| Cash Management Services | Cash logistics including cash transportation, ATM cash replenishment, and retail cash pick-up points. | Largest ATM and retail cash network, regulatory compliance, trusted banking partnerships. | Primarily banks, financial institutions, and organized retail customers (B2B). | Efficient route planning and network optimization. | 1467 | 60 | Service contracts with banks and retail customers charging logistics and handling fees. | Contract-based with variable fees tied to volume and service coverage. | Growing ATM network, retail expansion, formalization of cash payments. | CMS Cash Logistics Network |
| Managed Services and Technology Solutions | ATM management, IT management, remote monitoring, card personalization, banking automation systems. | Integrated technology platform, proprietary AIoT solutions, strong client relationships. | Banks, private sector banks, BFSI sector, and e-commerce clients (B2B). | Software solutions and long-term service contracts. | 885 | 36 | Recurring subscription and service fees from software solutions and outsourcing contracts. | Subscription, recurring service contracts, and project-based fees. | Digital banking growth, AI/IoT remote monitoring, increasing outsourcing of tech services. | ALGO OTC, HAWKAI Vision AI, Retail 360 Solution |
| Cards | Card trading and personalization services for banking cards. | Established relationships with card issuers and banks. | Banks and financial institutions (B2B). | Card personalization services. | 72 | 3 | Service fees from card issuance and personalization contracts. | Service-based contracts. | Growth in new bank accounts and card issuance. | |
