| Financial Services - NBFC | Unsecured business and personal loans, gold loans, secured loans against property and commercial vehicles, and factoring. | Strong regional presence with deep SME relationships and pioneering position in northern Tamil Nadu vehicle financing. | B2B and B2C including SMEs, transport operators, and retail borrowers. | Unsecured business loans and gold loans offer higher margins due to risk premium. | 2 | 100 | Interest income on loans and financial services fees. | Interest-based lending with credit assessment and fixed repayment terms. | Increasing demand for SME financing, vehicle loans and gold loans in regional markets. | |
