What we do Centrum Capital Limited is an Indian investment banking and financial services company offering services in investment banking, wealth management, lending, and asset management. |
Founded in 1,997 |
Market share A leading player in retail financial services and investment banking sectors with diversified revenue streams. |
Problem solved Provides capital raising, wealth advisory, lending to SMEs and affordable housing sectors, addressing funding and investment challenges. |
Top clients or who we serve Serves high net worth individuals, corporates, SMEs, and retail clients across financial sectors (B2B and B2C). |
Key management Executive Chairman Mr. Jaspal Singh Bindra; CFO Mr. Shailendra Apte. |
Our journey and innovations Founded 1997; expanded into housing finance, microfinance, insurance broking, asset management; launched digital platforms and credit funds. |
Where we operate Primarily India with recent expansion into Singapore and strategic nationwide presence in 17 locations. |
Top products or what we offer Investment banking, institutional equities, retail lending, affordable housing finance, microfinance, insurance broking, asset management. |
Top brands Centrum Wealth Management, Centrum Retail Services, Centrum Housing Finance, Centrum Broking, Unity Small Finance Bank. |
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Raw materials supplier - |
Recurring vs cyclical contribution Revenue from recurring fees, lending interest, and cyclical market-driven investment banking segments. |
Our industry position Strong position in Indian retail finance and investment banking with expanding fintech capabilities. |
Financial highlights FY25 consolidated revenue ₹3493.4 crore; net loss ₹187.5 crore; segment revenue led by banking business ₹2762 crore. |
Geographical revenue split Primarily India; expanding international presence through Singapore subsidiary. |
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Whats driving growth Growth driven by retail financial services expansion, innovative credit products, digital platforms, and strategic acquisitions. |
Our future plans Expanding private market opportunities, growing loan book, launching new funds, and enhancing digital wealth platforms. |
Our green promise Committed to sustainable practices, diversity, inclusion, and corporate governance excellence. |
Our people and values Focus on motivated, diverse workforce fostering teamwork and ethical corporate culture. |
Key challenges ahead Managing credit risks, market volatility, raising capital amid NBFC challenges, and regulatory compliance. |
Interesting facts Ranked Best Domestic Private Bank in India (2016); launched India Credit Opportunities Fund II in 2023. |
Risks and strategy Risk managed through diversified services, technology adoption, and strategic partnerships; focus on stable lending and asset quality. |