What we do Capfin India Ltd is an RBI-registered Non-Banking Financial Company providing business loans to corporates and non-corporates across India with a focus on financial advisory and customer-centric innovation. |
Founded in 1,992 |
Market share Operates as a niche NBFC in the business loans segment with ongoing efforts to diversify and expand operations. |
Problem solved Provides accessible business financing solutions and financial advisory services to address capital needs and wealth creation for clients. |
Top clients or who we serve Serves corporates and non-corporates in India primarily in the B2B segment. |
Key management Abhishek Narbaria (Managing Director) with significant experience leading the company post-2024 management change. |
Our journey and innovations Incorporated in 1992, underwent major management changes in 2024, focusing on digitization and regulatory compliance. |
Where we operate Primarily India with headquarter shift to Pune, Maharashtra in 2025. |
Top products or what we offer Business purpose loans, financial workshops, and advisory services. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue largely cyclical, dependent on loan disbursals and repayments. |
Our industry position A small but growing NBFC with a focus on compliance and niche business loan offerings. |
Financial highlights Revenue of Rs. 90.89 lakh and net profit of Rs. 16.22 lakh for FY2024-25, marking a strong turnaround from prior losses. |
Geographical revenue split Revenue entirely domestic, from operations across India. |
Order book - |
Whats driving growth Growth driven by preferential equity infusions, digital innovation, and expansion in business lending. |
Our future plans Diversify and expand loan portfolio, increase digitization, and strengthen regulatory compliance. |
Our green promise - |
Our people and values Committed to ethical governance, with a diverse board and emphasis on fiduciary responsibility. |
Key challenges ahead Navigating regulatory environment, market competition, and sustaining profitability. |
Interesting facts Successfully completed a management takeover and raised significant capital through preferential allotments in 2024-25. |
Risks and strategy Risks include regulatory delays and market competition; mitigated via compliance, strong governance, and focused growth strategy. |
