| Life Insurance | Wide range of life, savings, protection, and retirement insurance products. | Strong bancassurance tie-ups with Canara Bank and HSBC, digital innovation, AI-powered underwriting, trusted brand. | Individuals, groups, corporates via banca, agency, digital channels. | Unit Linked Insurance Plans and Protection products have higher margins. | 10710 | 100 | Premium collections, renewal income, investment returns, and policy fees. | Product-specific pricing including fixed premiums and linked benefits, mostly recurring revenue. | Increasing insurance penetration, bancassurance growth, digital distribution, and rising protection awareness. | Term plans, ULIPs, Savings, Annuities, Group Credit Life |