| Housing Finance | Housing loans, affordable housing loans, builder loans, mortgage and top-up loans. | Strong parentage of Canara Bank, extensive branch network, high credit ratings, and robust risk management. | Individuals (salaried and self-employed), professionals, builders; B2C focus. | Affordable housing loans and top-up personal loans provide higher margins. | 38217 | 100 | Interest income from loan disbursements and services. | Interest-based loan products with tiered rates based on credit risk and loan type. | Rising housing demand, government subsidy schemes, branch expansion, and digital loan processing. | Can Fin Housing Loan, Affordable Housing Loan Centres |
