| Domestic Banking | Retail loans, agricultural finance, MSME loans, deposit products, digital banking services. | Extensive branch network, government ownership, integrated financial services, strong risk management. | Retail customers, farmers, small businesses, corporates, government entities (B2C, B2B, B2G). | Retail lending, priority sector advances, fee and commission income. | 145931 | 95 | Interest income on loans, fees from services, commissions on banking products. | Fixed and floating interest rates, service charges, tiered deposit rates. | Demand for retail credit, government priority lending, digital adoption, infrastructure growth. | Canara Bank Retail & Corporate Banking |
| International Banking | Cross-border banking, trade finance, forex, corporate deposits and loans. | Global presence with strategic overseas branches, compliance with international regulations. | NRIs, multinational corporates, export-import businesses (B2B, B2C). | Trade finance, remittances, forex services. | 6727 | 5 | Interest on international loans, fees for trade and remittance services. | Competitive interest rates, transactional fees, service charges. | Global remittances growth, international trade finance demand, expansion of overseas footprint. | Canara Bank Overseas Branches (London, New York, Dubai, GIFT City) |
| Treasury Operations | Investment in government securities, bond trading, liquidity management. | Experienced treasury team, primary dealer status in government securities. | Internal operations supporting bank liquidity and profitability. | Trading profits, bond portfolios. | 27686 | 18 | Trading gains, interest income from investments. | Market-driven yields, short-term trading profits. | Active portfolio management, interest rate movements, government securities market participation. | Investment and Trading Portfolio |
| Insurance and Asset Management | Life and general insurance products, mutual fund schemes, investment advisory. | Joint ventures with global leaders, established brand presence in insurance and funds. | Retail and institutional investors (B2C, B2B). | Life insurance, asset management fees. | 10957 | 7 | Commission income, fund management fees. | Commission basis, percentage of assets under management. | Increasing insurance penetration, mutual fund adoption, partnerships with global players. | Canara HSBC Life Insurance, Canara Robeco Mutual Funds |
